View Offer
Work > Internships > Finance/Accounting > China > Hong Kong > View Offer 

TRAINEE: Credit Analyst

Company not shown
China  Hong Kong, China
Internship, Finance/Accounting, English, Chinese

Job Description:

*Conduct credit analysis for corporate counterparts by preparing concise, critical and well-argued credit proposals on new request and renewals.
*Evaluate and make recommendation on credit limits requested from Coverage and business lines based on bank's risk appetite and client's credit profile.
*Conduct regular and timely annual reviews and credit facility renewals.
*Review and assess client's obligor rating at least annually, or as driven by special events and maintain valid ratings in Starweb/Nova.
*Continue to improve credit file productivity and processing efficiency and respond in timely manner to credit requests.
*Expedite and manage the credit approval process by liaising with relevant approvers and RISQ officer.
*Contribute on drafting of credit terms in legal documentation (ISDA/CSA, NAFMII, loan documentation, etc).
*Report significant business events, financial trends, industry developments and other relevant issues relating to financial position of clients
*Monitor credit exposure/overshoots, concentration risk, financial covenants and credit conditions; verify data and support reporting requirements related to these areas.
*Comply with applicable internal credit policies and procedures and follow up on audit requirements and permanent supervision process.
*Comply with Code of Conduct as well as other applicable laws and local regulations, internal policies, compliance rules and procedures (including but not limited to those requirements from the aspects of Anti-money laundering, know your client, anti-fraud, data protection etc.)
*Take responsibility to report any incidents, suspicious and fraud cases according to bank incident report mechanism/whistle blowing/ escalation requirement immediately. Maintain a high level of personal integrity and uphold the bank's ethical standard both in professional activities and personal conduct.
*Assist in special projects or assignments as requested by team head.
*Back up and support other analysts

Candidate Requirements:

* Degree in relevant discipline from a recognized university
* Solid accounting, corporate finance, and credit analysis skills
* Basic knowledge of different bank products, particularly commercial banking/transaction banking products
* Basic knowledge of regulatory and business environment in China
* Well versed in MS Office applications (Word, Excel, VBA, Microsoft Access, PowerPoint is a must)
* Fluent English and Mandarin language skills (both speaking and writing) are mandatory
This is a fixed term 12 month Trainee contract with Societe Generale. You will form part of the team on a full time basis. In order to apply for the Trainee position please ensure you have completed your qualification and will be available to work full time for the duration of the Trainee contract

Source: Company website
Posted on: 11 Nov 2021
Type of job: Internship
Industry: Banking / Finance
Languages: English, Chinese
98.327 jobs and internships
in 137 countries