Manager, AACU Bank Secrecy Act - Risk

Description du poste:

Intro
Are you ready to explore a world of possibilities, both at work and during your time off? Join our American Airlines family, and you'll travel the world, grow your expertise and become the best version of you. As you embark on a new journey, you'll tackle challenges with flexibility and grace, learning new skills and advancing your career while having the time of your life. Feel free to enrich both your personal and work life and hop on board!
Why you'll love this job
This job is a member of the Legal team, within the American Airlines Credit Union. The role is responsible for working with Compliance Director & BSA Officer to assess and make recommendations on BSA risks to ensure internal controls, processes and all areas of the Credit Union achieve compliance with the BSA program.
What you'll do
* Work closely with the Director of Compliance & BSA Officer to assess and make recommendations on BSA risks to ensure internal controls, processes and all areas of the Credit Union achieve compliance with BSA and Anti-Money Laundering (AML) laws and the Credit Union's BSA & AML program
* Develop analytics such as reports and assessments by leveraging systems, data, and the BSA's AML system risk model to assist with risk mitigation efforts and Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) program requirements
* Oversee and manage BSA's third party BSA/AML and Fraud detection system, and act as a liaison between the BSA department, Technology & Innovation and BSA's third party AML system vendor, and other departments
* Provide oversight and direction to the employees in the BSA Risk area
* Coach, mentor, and develop staff by setting goals and objectives and assist staff with work progress
* Assist Director of Compliance & BSA Officer with internal and external audits, compliance reviews and regulatory examinations.
* Review and work with other departments on necessary policy and procedure revisions as it relates to BSA/AML and OFAC.
* Maintain accurate and updated BSA Risk department policies and procedures.
* Conduct BSA/AML/OFAC Risk Assessment on all of the Credit Union's products, services, transactional activity, and account types and produce a detailed, documented analysis of the results.
* Maintain an effective high risk monitoring and detection system and CDD/EDD program to include initial and ongoing monitoring, reviews and updates to higher risk products, services and member accounts
* Enhance and administer BSA/AML software system to ensure that appropriate parameters are in place to identify suspicious activity
* Ensure proper and prompt resolution to data mapping or balancing issues.
* Coordinates and successfully implements system releases and changes under the direction of the Director of Compliance & BSA Officer
* Develop and provide BSA training and conduct BSA Quality Control reviews
* Plan and document action items and successfully complete designated BSA project items and provide support to BSA department when necessary
* Perform other duties and work on additional projects as assigned
* The selected candidate will be responsible for ensuring the security and confidentiality of all account and related information which is part of their work and for ensuring that his/her work is in compliance with all applicable laws and regulations including, but not limited to, the Bank Secrecy Act.
All you'll need for success
Minimum Qualifications- Education & Prior Job Experience
* Bachelor's degree or a combination of education and work experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions
* Experience with the operation of BSA/AML and Fraud detection system
* Previous banking or Credit Union experience and BSA/AML and OFAC related work experience
Preferred Qualifications- Education & Prior Job Experience
* Extensive knowledge of BSA/AML, U.S. Patriot Act, OFAC Regulations and related regulatory guidance
* Working knowledge and operation of BSA/AML detection system and solid understanding of BSA risk areas and mitigating factors
* Previous management or supervisory experience
* Certified BSA accreditation or must be obtained within 12 months of hire
* Experience with Credit Union systems
Skills, Licenses & Certifications
* Skilled in Microsoft Office software (e.g., Word, Excel, Access, PowerPoint) gained through either work experience with the software or education and hands-on use of the software
* Knowledge of the Credit Union's operations and a comprehensive understanding of BSA and AML laws and regulatory requirements, including, but not limited to OFAC and CIP
* Ability to demonstrate superior people management, interpersonal and employee engagement skills, to include directing, coaching, counseling and motivating staff
* Ability to supervise multiple staff personnel
* Ability to demonstrate excellent oral and written communication skills
* Ability to demonstrate excellent planning and organization skills with the ability to prioritize and manage multiple assignments simultaneously with and work effectively under pressure and strict deadlines
* Ability to demonstrate strong research, critical thinking, analytical, database management, statistical and problem solving skills
* Ability to make sound decisions by exercising independent judgment and capacity for attention to detail, and must have strong verbal and written communication skills with the ability to summarize and present findings in a clear and concise manner
* Ability to exercise flexibility, and able to work as part of a team and independently and be able to work and communicate with all levels of management and non-management
* Ability to demonstrate excellent leadership and training skills and resourcefully solve problems and maximize resources
* Ability to elicit confidence and build rapport with staff
* Ability to travel required as needed
* Ability to maintain satisfactory performance and attendance
* Ability to pass applicable American Airlines and Credit Union pre-hire compliance checks
What you'll get
Feel free to take advantage of all that American Airlines has to offer:
* Travel Perks: Ready to explore the world? You, your family and your friends can reach 365 destinations on more than 6,800 daily flights across our global network.
* Health Benefits: On day one, you'll have access to your health, dental, prescription and vision benefits to help you stay well. And that's just the start, we also offer virtual doctor visits, flexible spending accounts and more.
* Wellness Programs: We want you to be the best version of yourself - that's why our wellness programs provide you with all the right tools, resources and support you need.
* 401(k) Program: Available upon hire and, depending on the workgroup, employer contributions to your 401(k) program are available after one year.
* Additional Benefits: Other great benefits include our Employee Assistance Program, pet insurance and discounts on hotels, cars, cruises and more
Feel free to be yourself at American
From the team members we hire to the customers we serve, inclusion and diversity are the foundation of the dynamic workforce at American Airlines. Our 20+ Employee Business Resource Groups are focused on connecting our team members to our customers, suppliers, communities and shareholders, helping team members reach their full potential and creating an inclusive work environment to meet and exceed the needs of our diverse world.
Are you ready to feel a tremendous sense of pride and satisfaction as you do your part to keep the largest airline in the world running smoothly as we care for people on life's journey? Feel free to be yourself at American.
EQUAL EMPLOYMENT OPPORTUNITY/ AFFIRMATIVE ACTION POLICY
American Airlines maintains a continuing policy of nondiscrimination in employment. It is our policy to provide equal opportunity and access for all persons, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or status as a disabled veteran or other protected veteran, in all phases of the employment process and in compliance with applicable federal, state, and local laws and regulations. This policy of nondiscrimination shall include, but not be limited to, the following employment decisions and practices: hiring; upgrading; promotions; demotions or transfers; layoffs; recalls; terminations; rates of pay or other forms of compensation; selection for training, including apprenticeship; and recruitment or recruitment advertising