VIE - Credit Risk Officer

Descrizione del lavoro:

The VIE contract in short: According Business France's eligibility conditions, the Volontariat International en Entreprise (VIE) is an assignment in a French company operating overseas for professionals between the age of 18 and 28 who are European Economic Area (EU + Norway, Iceland und Liechtenstein) nationals. For further information about the eligibility conditions to this program, we invite you to go to Business France website: https://mon-vie-via.businessfrance.fr/ PLEASE NOTE: your application must be submitted in English (CV + cover letter) to be considered by our non-French speaking teams. In this context, your main missions will be: -Credit rating: the credit analyst performs a credit rating of any client or counterparty which is subject to credit risk, using methodologies at hand. Methodologies are developed further if required -Prepare credit application: the credit analyst is in charge to perform a credit application document assessing the client/ counterparty (e.g., financials, statistics), possibly also the country, industry, next to the idiosyncratic risk subject to credit risk -Vote & present: based on the analysis performed, the analyst performs a vote, prepares the decision paper for the risk and compliance committee (which ultimately takes the credit decision) and presents the file -Maintenance: the analyst and the credit risk team ensure and monitor the proper execution, documentation and communication of any credit decision taken in the risk and compliance committee -Monitoring: The analyst shall know the processes for intraday and overnight monitoring (incl. approval of payments) and be able to support the “reporting desk” -Reporting: the credit risk team is in charge to regularly reports (e.g., credit exposures) where the analyst can also support. -Methodologies: the team is in charge to develop new methodologies and processes or enhance existing methodologies and processes, linked to any credit risk topic -Simplification: generally, improvements are welcome which simplify any process

Requisiti del candidato:

Minimal education level:
Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent
Academic qualification / Speciality:
Studies in business administration, finance

Level of minimal experience:
0-2 years
Experience:
A practical experience in the field of financial institutions, within credit risk would be a plus

Required skills:
• Banking, Risk Management, Finance.
• Self-motivated, self-responsible, pro-active, and rigorous working attitude.
• Sound analytical skills.
• Ability to work transversal and present results in front of international audience.

Technical skills required:
• MS Office with strong advanced MS Excel and PowerPoint

Languages:
English (fluent), German would be a plus