Business Banking & Fulfilment

Descripción del puesto:

Ready to shape the future of work?
At Genpact, we don't just adapt to change-we drive it. AI and digital innovation are redefining industries, and we're leading the charge. Genpact's AI Gigafactory, our industry-first accelerator, is an example of how we're scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies' most complex challenges.
If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that's shaping the future, this is your moment.
Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions - we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook.
Inviting applications for the role of Domain Trainee - Business Banking & Fulfillment
Role Overview
This role is suited for professionals with a strong foundation in accounting, financial analysis, and credit risk assessment, who thrive in structured, data-driven environments.
In this role, you will be responsible for credit-related process execution and documentation, supporting informed and responsible credit decisions. You will work on well-defined credit assessment tasks, perform data transactions, and engage with stakeholders through calls and internal discussions. As part of the Credit Decisioning team, you will also contribute by sharing best practices and standard methodologies, enabling continuous learning and consistency across the team.
The ideal candidate is detail-oriented, resilient, and adaptable, with a strong focus on accuracy, customer requirements, and risk discipline.
Responsibilities
As part of the credit assessment team, you will be responsible for:
* Assessing the commercial creditworthiness of customers and prospects to support sound credit decisions
* Analyzing demographic, industry, regional, and financial data using risk models to evaluate default probability, recommend credit limits, and define trade terms
* Conducting timely credit risk assessments for new and existing customers based on queue workflows, portfolio triggers, and business priorities
* Managing core credit operations including credit reviews, customer master setup, credit limit maintenance, and order release decisions
* Communicating credit findings clearly to internal stakeholders and providing actionable recommendations to mitigate credit risk
* Navigating multiple credit tools, receivables systems, and internal workflows to deliver accurate and consistent credit outcomes
* Maintaining high data quality standards across risk models, scorecards, and external risk reporting
* Supporting issue resolution and process optimization initiatives related to credit platforms, data quality, and evaluation workflows
* Ensuring smooth onboarding of new clients and adherence to defined service level agreements (SLAs)
* Ensuring compliance with risk policies, delegation of authority, and approval frameworks
* Performing additional responsibilities as assigned by leadership
Qualifications we seek in you
Minimum qualifications
* University graduate in a related field (Economics, Accounting, or Finance preferred)
* Excellent command of English (written and verbal)
* Prior experience in Banking Ops
* Strong understanding of financial statements and financial trend analysis
* Industry exposure to commercial lending, industrial products, or B2B credit is an advantage
* Proficiency in MS Excel and PowerPoint
Preferred skills
* Strong interpersonal and stakeholder management skills
* Prior experience in credit risk management or credit analysis
* Excellent communication, presentation, and facilitation abilities
* Strong analytical and problem-solving mindset
* Resourcefulness in leveraging internal and external data sources for decision-making
* Ability to encourage open dialogue, critical thinking, and continuous improvement
* Proven ability to build trust and credibility with business partners
* Strong time management skills with the ability to handle multiple priorities under tight deadlines
* High level of self-motivation and commitment to quality credit decisions
Key Attributes for Success:
* Analytical mindset with strong problem-solving orientation.
* High degree of ownership and accountability.
* Strong collaboration and influencing skills across teams and geographies.
* Customer-centric mindset with focus on delivering value.
* Commitment to maintaining operational stability, transparency, and excellence.
Why join Genpact?
* Be a transformation leader - Work at the cutting edge of AI, automation, and digital innovation
* Make an impact - Drive change for global enterprises and solve business challenges that matter
* Accelerate your career - Get hands-on experience, mentorship, and continuous learning opportunities
* Work with the best - Join 140,000+ bold thinkers and problem-solvers who push boundaries every day
* Thrive in a values-driven culture - Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress
Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up.
Let's build tomorrow together.
Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation.
Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training