Agency and Trust Payments Analyst

Description du poste:

This is an opportunity to launch your career in financial operations at Citi, one of the world's leading global banks, where you will play a hands-on role processing and settling client payment transactions within the Operations team. As a Payments Operations Analyst, you will ensure that client payment instructions are executed with precision - capturing accurate amounts, currencies, and beneficiary details to deliver reliable, timely outcomes for Citi's clients. This role is ideal for a recent graduate or early-career professional who is motivated to build a long-term career in banking operations.

Responsibilities

* Process client payment instructions accurately, verifying transaction amounts, currencies, and beneficiary details to ensure every settlement is completed correctly and on time.
* Verify and confirm trade bookings against established templates to maintain the accuracy of transaction records across the payments lifecycle.
* Complete daily settlement tasks and rate revaluations, ensuring all processing deadlines are consistently met.
* Coordinate with the relevant internal teams to resolve transaction processing queries, working collaboratively toward timely and effective solutions.
* Perform account reconciliations and maintain accurate records in line with regulatory and operational requirements.
* Prepare and submit periodic reports for both internal stakeholders and external regulatory bodies, contributing to the team's compliance obligations.
* Participate in General Ledger review exercises, supporting the accuracy and integrity of financial records.
* Identify and escalate potential operational or control issues transparently, contributing to a well-managed and compliant operating environment.

Required Qualifications & Skills

* Bachelor's degree or equivalent qualification in Business, Accounting, Finance, or a related field.
* Exceptional attention to detail, with the ability to capture and process data such as payment amounts, currencies, and beneficiary information accurately under operational conditions.
* Basic to intermediate proficiency in English, both written and spoken, sufficient to operate in a professional banking environment.
* Foundational knowledge of financial or banking environments, whether gained through academic study, internships, or early work experience.
* Clear and concise communication skills, with the ability to coordinate effectively with colleagues across teams.
* Familiarity with AI-assisted productivity tools such as Microsoft Copilot, ChatGPT, or similar platforms, with a willingness to apply them in day-to-day work.

Beneficial Skills & Qualifications

* Up to 2 years of experience in a banking, financial services, or operations role, though recent graduates with no prior experience are equally encouraged to apply.
* Basic understanding of treasury products, accounting principles, or regulatory frameworks applicable to financial institutions.
* Demonstrated interest in building a career within a global banking environment, with a proactive attitude toward learning and professional development.

What We Offer

Joining Citi's Operations team means stepping into a structured, performance-driven environment where your work has a direct impact on client outcomes from day one. We invest in the development of early-career professionals, providing the tools, exposure, and guidance needed to grow within one of the world's most prominent financial institutions.
* A clear career path within Citi's global banking operations, with the structure and support to grow from an entry-level role into a long-term professional trajectory.
* Hands-on learning from experienced colleagues in a collaborative team environment, giving you practical exposure to real banking operations from the start.
* Hybrid working model with 3 days in the office and 2 days working remotely, supporting a sustainable balance between professional and personal commitments.
* Access to Citi's learning and development resources, including opportunities to deepen your knowledge of financial products, regulatory frameworks, and digital tools.
* Exposure to AI-powered productivity tools and a working environment that encourages applying emerging technologies to improve day-to-day operations.
* The scale and reach of a global organization, with opportunities to collaborate across teams and geographies as your career progresses.

Apply today and take the first step toward building a meaningful career in banking operations at Citi, where your precision and commitment directly support the clients we serve.

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Job Family Group:
Operations - Transaction Services
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Job Family:
Securities and Derivatives Processing
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Time Type:
Full time
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Most Relevant Skills
Please see the requirements listed above.
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Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
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