Intern - Credit and Fraud Risk

Description du poste:

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? This is a data analytics role which manages credit risk for Consumer and Commercial portfolios. We are supporting the market to drive profitable business growth while effectively managing credit losses to acceptable levels and providing an outstanding customer experience to our Cardmembers. * The incumbent will be working on the Consumer and Commercial portfolios with a focus on: * Learning about the credit risk lifecycle and how to develop profitable credit decisions * Assisting the team in optimizing credit risk management strategies, with a focus on using analytics to develop insights and identify opportunities * Collaborating with colleagues (both in Singapore and overseas locations) in a matrix environment * Assist the team in identifying issues at an early stage; find opportunities for business growth and risk process enhancement with the courage to challenge the status quo We're looking for people who are curious, insightful, love solving problems and enjoy challenging work with a purpose. If that's you, consider an internship in Credit Risk Analytics at American Express. Minimum Qualifications * Degree in quantitative discipline * Strong analytical skill with programming language knowledge in SQL, Python is required * Strong written and verbal communication skills * Self-starters with ability to manage multiple initiatives simultaneously. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * Support for financial-well-being and retirement * Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * Generous paid parental leave policies (depending on your location) * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations