EarnIn is a financial technology company that offers an innovative mobile app providing users with early access to their earned wages. Founded in 2012, the company is headquartered in Palo Alto, California.
With the EarnIn app, individuals can access a portion of their already earned but unpaid wages before their regular payday. This helps users meet their financial needs and avoid costly alternatives such as payday loans or overdraft fees. The app integrates with employers' time-tracking systems to verify worked hours and provide real-time access to funds.
EarnIn had a substantial user base and a dedicated team of over 200 employees. EarnIn has been successful in securing funding from prominent investors and venture capital firms to support its operations and expansion. The company has over $840M in assets.