Credit Specialist in GCC Bucharest

Description du poste:

What you do
* Buyer's assessment according with define targets
* Gathers information on buyers through desk-based research
* Performs financial analysis and evaluates performance of the management and strategy with buyer contact
* Decide on credit limit requests consistently, within response time delays included in Risk Business Model;
* Use all information available in our system and his/her own market knowledge in order to assess the risk;
* Monitor risk exposure, trade sector evolution and action plans - maintaining personal contact with internal clients; Applies grading and underwriting principles and procedures;
* Maintain permanent contact with other departments like Policy Management, Claims and collections;
* Support the sales department and other business units of Allianz Trade Group;
* Provides various reports/statistics for senior management
* Uses & develops own financial analysis skills;
* Involved in shadowings and process trainings of the new joiners within the team

What you bring
* Educational requirements: Master's degree in Economics
* Functional knowledge: risk assessment, market knowledge; knowledge of banking/financial services sector is an advantage;
* IT Systems / Software: MS Office; particularly MS Excel;
* We are seeking innovative thinkers with a strong understanding of artificial intelligence and its applications to join our dynamic team.
* Language: FR and EN advanced level (reading and writing skills) is required
* Business expertise: 3 years in insurance area / credit insurance / risk area; strong business/finance assessment skills; demonstrates commercial awareness
* Interpersonal skills:
*
* very good analytical skills and structured thinking, ability to take grading and underwriting decisions
* excellent organizational skills and attention to detail
* good communicator, team player, honest, ability to convince others, very good problem solving skills
* ability to handle multiple tasks in high volume
* ability to work independently and collaborating with co-workers in a team setting
* ability to work under pressure and tight deadlines
* patience and teaching skills

What We offer
* Dynamic and multinational working environment.
* Opportunity to learn and grow- on the job as well as language or professional training.
* Open company culture, flexible working hours / possibility of working from home.
* A wide range of employee benefits - meal vouchers, gift vouchers, performance bonus, public transportation allowance, extra personal days, premium health insurance, fruit day, discounts on Allianz products, etc.
* Full time permanent contract.
* Modern and accessible offices.

#Romania
#NEUR
#Bucharest
#LI-Hybrid
#LI-MI1

93431 | Underwriting | Professional | Non-Executive | Allianz Trade | Full-Time | Permanent

Headquartered in Paris, Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk, present in over 40 countries with 5,800 employees. In 2024, our revenues reached 3.8 billion euros, and we guaranteed 1,400 billion euros of trade transactions worldwide. With sustainability, collaboration, and inclusion at the heart of our values, our workplace culture has earned global recognition - demonstrated by our certification as a Great Place to Work and a Gold Medal from EcoVadis in 2025.​ Disclaimer: Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes