Graduate Program 2026 - Engineering (m/f/x) in Munich

Descrizione del lavoro:

Company Description:

Scalable Capital is a leading digital investment and banking platform with a full banking licence, empowering people across Europe to shape their own finances. Scalable Broker makes it easy and affordable for clients to invest professionally in stocks, ETFs, cryptocurrencies, and derivatives, as well as set up savings plans. Scalable Wealth, the digital wealth management service, offers clients professional investment in ETF portfolios, and is also adopted as a white-label solution by banks and other B2B partners. The company's offerings are rounded off by attractive interest rates, loans, and private equity. With the European Investor Exchange, Scalable Capital offers an exchange specifically for retail investors. Over one million clients have already entrusted more than EUR30 billion to the platform.

Founded in 2014, Scalable Capital now employs over 700 people across Munich, Berlin, Vienna, Milan, and London. Together with the founding and management team, including Erik Podzuweit and Florian Prucker, they are working on a new generation of financial services.
Visit our finance blog or check out our Social Media channels to find out what our Expert Teams have to say.

Our Company Values guide us every day in how we work and collaborate. To learn more about them, you can find our values here (English).

Job Description:

Our Graduate Program- Engineering is designed to help graduates start building their career as Engineers, providing a strong engineering foundation alongside a deep understanding of the products and customer problems behind the code. This unique program strategically combines structured learning, hands-on delivery, and close mentorship across different parts of the organization, fostering a holistic perspective on how technology supports investing, banking, and the full client experience. Our goal? To develop well-rounded engineers through on-the-job training alongside experienced engineers and managers.
Our next cohort starts on 1st October 2026. Three rotations over 12 months ensure broad exposure and in-depth learning across various areas of our engineering organization.
* Two rotations will be within our core engineering teams (4 months each) in areas such as Product Alliance, Client Technology, or the Banking Alliance, offering hands-on experience building customer-facing features and learning how our core banking systems work behind the scenes.
* One rotation will be an elective rotation (3 months) in an area such as Data Engineering, Data Science & AI, Platform Engineering, DevOps, Mobile Engineering, Financial Engineering, or a deeper specialization in one of our product domains, allowing you to deepen your skills based on your interests and development.
This approach equips graduates with a well-rounded understanding of both engineering excellence and the business context behind product development. The Program further offers:
* Ongoing support, guidance and regular check-ins from a dedicated graduate manager, rotation managers and a buddy.
* Access to structured learning and hands-on delivery from day one, gradually building the autonomy to take ideas from requirements to production.
* Regular opportunities for peer learning, knowledge sharing, and cohort-based collaboration.
* Exposure to real product problems across investing, banking, and the end-to-end client experience - building the skills for a wide range of engineering career opportunities at Scalable after the program.

Qualifications:

* You are currently located in Munich or are willing to relocate
* You have recently completed, or are about to complete, a university degree in Computer Science or a related technical field
* You have strong problem-solving skills and solid technical foundations
* You are curious not only about how software is built, but also why products are built the way they are
* You show high ownership, initiative, and a strong willingness to learn
* You are excited by technology and motivated to grow into a Product Engineer
* You have practical exposure to software development through university projects, hackathons, coursework or personal projects
* You have a genuine interest in FinTech and the products that shape how people save, invest and manage money
* You have an AI-native mindset and actively look for ways to use AI to improve how you learn, build and solve problems
* You may already have gained some early experience through internships or student roles, although full-time industry experience is not required
* You have valid work permit in Germany on a full-time basis for the entire 12-month duration, starting 1st October 2026.
We welcome applications from all backgrounds; however, please note that we are currently unable to provide visa sponsorship for this specific role. A valid German work permit is therefore required.
Our CV screening will be ongoing until 15th May 2026, and we will get back to you with feedback after that date.

Additional Information:

* Be part of one of the fastest-growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers
* Work with an international, diverse, inclusive, and ever-growing team that loves creating the best products for our clients
* Be productive with the latest hardware and tools
* Learn and grow by joining our in-house knowledge sharing or career development sessions and spending your individual Education Budget
* Learn and experience German culture first hand by joining our free German language classes
* International relocation support is provided if required
* Opportunity to work from abroad
* Benefit from an attractive compensation package and from the company pension scheme
* Monthly contribution of 50% for the 'Deutschland Jobticket'
* Say goodbye to order commissions and say hello to your complimentary subscription of Scalable Capital's PRIME+ Broker
* Enjoy flexible and discounted sports activities with Urban Sports Club