AML Analyst

Descrizione del lavoro:

Job Description

AML Analyst

The Opportunity

AML Officer - Acquiring is a key member of the risk and compliance function, responsible for the proactive monitoring, investigation, and mitigation of anti-money laundering (AML) risks related to merchants using card acceptance services (POS, e-commerce, etc.).

Day-to-Day Responsibilities​

* Conduct ongoing AML monitoring of merchants, focusing on high-risk MCCs, cross-border activities, and non-face-to-face business models.

* Lead Enhanced Due Diligence (EDD) reviews and periodic risk re-assessments of merchants.

* Investigate alerts and prepare Suspicious Activity Reports (SARs) in accordance with local and EU AML regulations.

* Review onboarding requests from an AML/CFT perspective and provide approval recommendations.

* Stay up to date with evolving AML regulations (e.g., EU AML Directives, FATF guidelines) and ensure internal policies and procedures remain compliant.

* Oversee daily monitoring of transactional activity for suspicious or fraudulent patterns across POS and e-commerce merchants.

* Design, implement, and fine-tune AML detection rules within AML monitoring systems (e.g., rule-based engines, machine learning models).

* Lead AML case investigations, assess merchant-level risks, and recommend corrective or preventive actions (e.g., merchant suspension, onboarding block).

* Perform root cause analysis and contribute to the continuous enhancement of prevention strategies