Apprentice - Credit Analysis

Job Description:

Project Finance

* Work with team of onshore analysts to cover project finance credit portfolio in their credit monitoring process
* Preparing opinion-based credit reports and financial models based on fundamental analysis for a set of assigned credits/projects using client delivered formats
* The credit assessment process requires the following:
* Undertaking research and analysis of a project through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
* Logically and pro-actively identifying data gaps by ratifying project documents and communicating the same with the onshore analyst.
* Understanding the potential for sponsor support or valid external support which would need to be factored into the credit assessments.
* Preparing a detailed credit assessment report and elaborately discussing the factors that impact the rating of the project.
* Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
* Support the teammates / client with any ad-hoc research requests including sector research

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE

* Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
* Good understanding of key credit metrics and capital ratios

Minimum & Preferred Education

* MBA or CA or Master's degree preferred; CFA certification is a plus

Minimum & Preferred Experience / Skills

* High level of attention to detail and accuracy; Diligence and hard work
* Organization skills and the ability to manage and prioritize workload
* Good understanding of MS office product

CFA candidates prefered