Credit & Collection Specialist (m\/f\/d)

Job Description:

At JTI we celebrate differences, and everyone truly belongs. 46,000 people from all over the world are continuously building their unique success story with us. 83% of employees feel happy working at JTI.

To make a difference with us, all you need to do is bring your human best.

What will your story be? Apply now!

Learn more: jti.com

Credit & Collections Specialist (m/f/d)

About the position:

As Credit and Collection Specialist you will be reporting to Team Lead in the GBS O2C team based in Poland. As a candidate you should have excellent language skills and an international mindset.

You will be responsible for:

* Credit and Risk Management

* Month End Activities (incl. various reporting, key account reconciliation, aged debtors, balance sheet review, cash forecast, cash discounts, bad debt, provision, DSO etc.)

* Masterdata Maintenance

* Resolution of client specific queries

* JSOX controls and compliance

* Maintain a high level of service with all business partners (e.g. Customers, AR, Group Treasury, Finance, Legal, Sales, Customer Service etc.)

Main areas of responsibility:

* Risks monitoring and reporting through regular operational and management reports

* Customer risk assessment (incl. insurance cover, collaterals)

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Close cooperation with the Accounts Receivable team to ensure timely and accurate cash application

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Credit analysis - coordination of credit limit requests and providing recommendations to minimize commercial risk

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Regular and effective collection of past due accounts (including intercompany balances)

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Management of blocked sales order releases in line with local and global Credit Policy

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Close collaboration with Sales and Customer Service to ensure timely and accurate resolution of discrepancies

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Identification and implementation of process efficiency and standardization improvements

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Support for the management team with ad hoc queries and information requests

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Assistance in fulfilling internal and external audit requirements

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Ensuring compliance with all company accounting policies and internal controls

Requirements:

* Excellent English in both written and oral

* Bachelor's or Master's degree in Finance, Accounting, or a related field (preferred).

* Good understanding of IT systems in general (familiar with SAP is an advantage).

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Minimum 2+ years of experience in Cash & Collection or a similar role

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Experience working in a multi-country environment (preferably within Shared Services or BPO)

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Good knowledge of trade finance instruments and collaterals (e.g. letters of credit, bank guarantees, promissory notes)

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Strong communication and presentation skills

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Persistent, proactive, and "can-do" attitude

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Ability to manage multiple tasks and work effectively under pressure

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Strong attention to detail with a high level of accuracy

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Good analytical skills and problem-solving mindset

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Team player with the ability to collaborate across functions

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Ability to work independently and effectively prioritize tasks

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Strong organizational skills, with the ability to create structure and maintain an overview of responsibilities

Our offer includes:

* Competitive pay and attractive annual bonus

* On-going development opportunities in a multinational environment, a wide variety of projects, ambitious goals, and independence in achieving them.

* Freedom with responsibility (we trust your competencies, ability to manage your time and your scope of work)

* Lot of flexibility in terms of work arrangements (work from the office or from home)

* Private medical care (various options to choose) and life insurance

* Employee pension and savings programs

* JTI Family Leave Benefit - including extended paid paternity leave and fully paid maternity leave

* Multisport card, foreign language classes

* Wide variety of training, webinars, and professional courses on our e-learning platforms, including sponsored certification programs (for employees fulfilling the admission criteria)

* Modern office with traditions (Art Norblin Factory) in a convenient location, equipped with a library, mindfulness zone, spacious kitchen, garden terrace, massage chairs and underground bicycle parking

* Working in a diverse and inclusive organization of 43 different nationalities

Are you ready to join us? Build your success story at JTI. Apply now!

Next Steps:

After applying, if selected, please anticipate the following within 1-3 weeks of the job posting closure: Phone screening with Talent Advisor > Assessment tests > Interviews > Offer. Each step is eliminatory and may vary by role type.

At JTI, we strive to create a diverse and inclusive work environment. As an equal-opportunity employer, we welcome applicants from all backgrounds. If you need any specific support, alternative formats, or have other access requirements, please let us know.

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