Team Lead Customer Credit Lubes - Fixed-term

Descripción del puesto:

Entity: Finance

Job Family Group: Finance Group

Job Description:
Our purpose is to deliver energy to the world, today and tomorrow. For over 100 years, bp has focused on discovering, developing, and producing oil and gas in the nations where we operate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably is fundamental to achieving our ambition to be a net zero company by 2050 or sooner.

It's an exciting time to join bp. Meeting the energy challenge requires many different approaches and solutions. And as part of Finance Business & Technology (FBT), you'll be fully connected into the world of bp. You'll play an increasingly important part within a network of like-minded colleagues partnering on strategic projects that stretch across the globe. And it starts with you. There's a world of opportunities to build new skills, challenge yourself and grow a long-term career at bp. And no matter where you work, your role will have meaning, purpose and impact. So, if you want to be part of a caring, supportive environment where you can realize your full potential, we're with you.

About the role

The Credit and Trade Loan Senior Team Leader is accountable for leading a country- and business-focused Credit & Trade Loan team within FBT Finance.
The role ensures strong credit risk management, compliant trade loan governance, effective business partnering, and team capability development, aligned with bp Delegation of Authority, Downstream Credit Policy, and Trade Loan Policy.

The position combines people leadership, technical excellence, operational oversight, and participant engagement, supporting both business performance and financial risk rigor.

In this role You will

Credit Risk & Trade Loan Management

* Lead and oversee all customer credit assessment and trade loan activities for the supported country/business
* Ensure all active customers have:
* A valid credit assessment and review
* An assigned bp risk rating
* An approved credit limit correctly reflected in systems
* Ensure customers operate within approved credit limits and that exceptions are managed in line with policy
* Ensure periodic credit reviews are completed in line with Downstream Credit Process requirements
* Oversee preparation, validation, and submission of trade loan proposals in compliance with:
* bp Delegation of Authority
* Trade Loan Policy
* Financial evaluation standards (e.g. credit risk, return metrics)

Operational Excellence

* Accountable for accurate, timely, and insightful management reporting for credit and trade loan activities
* Supervise key performance indicators and trends; initiate corrective actions where required
* Ensure monthly and quarterly reporting is delivered accurately and within deadlines
* Manage blocked orders and exposure issues proactively, balancing risk and commercial needs
* Support BAU operations through hands-on guidance and issue resolution when required

Customer & Business Partnering

* Build strong working relationships with Commercial, Sales, Supply, Finance, and Risk partners
* Act as a trusted credit risk partner to the business, supporting informed commercial decisions
* Ensure clear ownership and accountability between FBT and the business
* Raise material credit and trade loan risks appropriately to senior partners

Systems, Change & Transition Support

* Maintain solid understanding of relevant ERP and credit systems; support enhancements and standardisation
* Play an active role in transitions, ensuring stable knowledge transfer and service continuity
* Support credit and trade loan-related projects, system upgrades, and critical initiatives

Governance, Risk & Compliance

* Ensure compliance with bp policies, legal and regulatory requirements
* Maintain strong audit readiness, including appropriate analytical backup for trade loan-related accounts
* Support internal and external audit activities as required
* Contribute to strategic target setting and continuous improvement initiatives

People Leadership

* Lead, coach, and develop the team both technically and behaviorally
* Build and maintain balanced workloads and effective backup structures
* Foster a positive, inclusive team culture aligned with bp values and behaviours
* Conduct regular team meetings, performance discussions, and development planning
* Actively support talent development and succession planning

What You will need to be successful

* University degree or equivalent experience in Economics, Finance, Business, or a related field
* Significant experience in credit management, customer credit risk, or trade finance
* Proven people leadership experience in a finance or operational services environment
* Solid understanding of credit risk principles, financial analysis, and working capital management
* Experience operating in a large, sophisticated, international organisation
* Strong understanding of end-to-end finance processes (e.g. Order to Cash, Record to Report)
* Sophisticated Excel skills and solid systems proficiency (ERP / credit systems)
* Fluent business English (written and spoken)
* Experience in Downstream, Lubes, or B2B customer environments
* Exposure to trade finance or long-term commercial investment structures
* Project or transition experience within shared or global service organisations

At bp, we provide the following environment & benefits to you

* Different bonus opportunities based on performance, wide range of cafeteria elements
* Life & health insurance, medical care package
* Hybrid working arrangement aligned with team arrangements and business needs
* Opportunity to build up long term career path and develop your skills with wide range of learning options
* Celebrate in bp's success. You may be eligible to join bp's Global ShareMatch plan. This non-contractual benefit lets employees buy bp shares and receive matching shares, in line with plan rules
* Family friendly workplace e.g.: Extended parental leave, Mother-baby room
* Employees' wellbeing programs e.g.: Employee Assistance Program, Company Recognition Program
* Possibility to join our social communities and networks
* Chill-out and collaboration spaces in our beautiful Budapest Agora and Szeged offices e.g.: Play Zones, Office massage, Sport and music equipment

bp Hungary won the Most Attractive Employer 2024 Award (SSC / BSC sector) fourth time in a row at PwC's annual employer research. Come and join us!

At bp, we support our people to learn and grow in a diverse and ambitious environment. We believe that our team is strengthened by diversity. We are committed to fostering an inclusive environment in which everyone is respected and treated fairly. There are many aspects of our employees' lives that are meaningful, so we offer benefits to enable your work to fit with your life.

Disclaimer: Please note that, according to Hungarian law (2012/I. 113. §), mothers or single parents caring for a child under three years of age cannot be employed in night shift positions.

Travel RequirementNo travel is expected with this role

Relocation Assistance:This role is not eligible for relocation

Remote Type:This position is a hybrid of office/remote working

Skills:Analytical Thinking, Business process control, Commercial Acumen, Credit Management, Decision Making, Digital Fluency, Financial Reporting, Internal control and compliance, Negotiating, Risk Management, Stakeholder Engagement, Strategic Planning

Legal Disclaimer:

We are an equal opportunity employer. We do not discriminate on the basis of protected characteristics like race, religion, color, sex, national origin, sexual orientation, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp's recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.

If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks