Work-study program - 1 year - Risk Management Credit F/H

Descrizione del lavoro:

Company Description

Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide.
Our teams of experts in 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis Corporate & Investment Banking is committed to supporting the environmental transition by aligning our financing balance sheet with a +1.5°C trajectory by 2050.
Natixis Corporate & Investment Banking is part of the Global Financial Services division of Groupe BPCE, the 5th largest European financial institution and the second-largest banking group in France through the Banque Populaire and Caisse d'Epargne retail networks.
If you are interested in inspiring challenges, making an impact and helping build the world of the future - if you want more than just a job - then join us.
As a responsible employer, we constantly strive to build a fulfilling and inclusive working environment. We are committed to offering the same opportunities to all our talents from all backgrounds and career paths, regardless of their age, experience, sexual orientation or disability…

Job Description

You are joining our Credit Risk team, which is looking for a Credit Risk Management Analyst, for an apprenticeship in 1 year from September 2026.
Under the direct supervision of Natixis Wealth Management's Credit Risk Director, you will actively participate in the management and monitoring of our bank's credit portfolio.
In collaboration with your tutor, your main tasks will be:
* Preparation of credit committees: Collect, synthesize and analyze the information necessary for decision-making during credit committees;
* Credit Portfolio Tracking: Participate in the development and update of portfolio monitoring dashboards, by analyzing key indicators;
* Follow-up on credits in arrears and on your watchlist: Identify, document, and monitor credits with increased risk (suffering, special monitoring), in collaboration with operational teams;
* Analyzing Customer Records: Contribute to the analysis of the quality of credit files submitted for decision;
* Reporting: Assist in the production of regular reports for management and governance bodies;
* Participate in ad hoc analyses and cross-functional projects of the risk management.

#FinanceTransformative
You operate in an international and inclusive environment, promoting collaboration with concrete missions and a real impact. We will accompany you throughout your experience with us so that you can learn and develop your skills by working alongside experienced professionals.
You also have the opportunity to commit yourself in favor of society and causes that are close to your heart through our corporate foundation.
In addition to an attractive salary calculated according to your training and level of education, you benefit from the reimbursement of your transport ticket up to 60%, paid leave, access to the company restaurant as well as health and welfare coverage.
You will also benefit from the profit-sharing and/or participation in proportion to your time spent there.
You will also have access to the works council depending on your time of attendance. Automatic translation

Required Skills/Qualifications/Experience

As a BAC+4 student, you are preparing a degree (university, business school or engineering school), with a specialization in finance, risk management, economics or similar field.
You have a good sense of analysis and synthesis.
You are rigorous, organized and show great attention to detail.
You have good writing skills and good interpersonal skills.
You are proficient in office tools (Excel, PowerPoint).
You have knowledge in financial analysis and credit products (a plus).
And last but not least, you are fluent in English.
For better processing of your application, please indicate on your CV the type of contract (apprenticeship or professionalization) that your school offers as well as the alternation rhythm.
You will be contacted by one of our recruiters before meeting our business experts.
An ideal moment of exchange to highlight your personality and your project.

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