Risk Officer - Professional

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Job Description

Risk Officer - Professional

Who we are

Worldline helps businesses of all shapes and sizes to accelerate their growth journey - quickly, simply, and securely. We are the innovators at the heart of the payments technology industry, shaping how the world pays and gets paid. Our technology powers the growth of millions of businesses across 5 continents. And just as we help our customers accelerate their business, we are committed to helping our people accelerate their careers. Together, we shape the evolution.

The opportunity

Our AML/CTF Transaction Monitoring Specialist team is responsible for protecting Worldline from financial and reputational losses incurred by financial crimes by assessing, controlling and mitigating risks. Risk types related to Anti-Financial Crime are consolidated in a comprehensive risk management framework that covers Anti-Money-Laundering, Sanctions & Embargoes, Anti-Bribery & Corruption as well as Anti-Fraud & Investigations. You will partner with external agencies and regulatory bodies.

Day-to-day responsibilities

* Review AML alerts to identify reportable activity and ensure timely filing of SARs, STRs, CTRs, and UARs.
* Detect patterns linked to money laundering or terrorist financing and flag suspicious transactions.
* Investigate escalations from business/compliance teams to validate legitimate business purpose and resolve risk issues.
* Handle regulatory and external requests.
* Conduct customer/account analysis and prepare accurate documentation of suspicious activity.
* Recommend filing or non-filing of SARs with complete supporting evidence and maintain required records.
* Escalate complex cases for advanced investigation and refer confirmed cases to FIU/authorities.
* Ensure compliance with deadlines and regulatory requirements.
* Maintain knowledge of AML regulations, typologies, and emerging financial crime trends.
* Support improvement of AML tools, processes, and procedures; assist with testing and system updates.
* Liaise with technology teams during system issues, enhancements, and platform changes.

Who are we looking for

We look for big thinkers. People who can drive positive change, step up and show what's next - people with passion, can-do attitude and a hunger to learn and grow. In practice this means:
* Minimum bachelor degree or equivalent
* AML monitoring knowledge and/or experience
* 1+ years of working experience in the financial industry
* Self-motivated and able to thrive in a team environment
* Ability to manage multiple tasks and adapt to changing priorities
* Excellent investigative and analytical skills
* Knowledge of BSA, AML, USA Patriot Act, OFAC, PSDII and other relevant regulations is a plus

Perks & Benefits

At Worldline you'll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that, you will also:

* Private medical & life insurance
* MyBenefit Platform
* Holiday allowance
* Referral program
* Public transportation allowance
* Meal allowance
* Annual bonus

Shape the evolution

We are on an exciting journey towards the next frontiers of payments technology, and we look for big thinkers, people with passion, can-do attitude and a hunger to learn and grow. Here you'll work with ambitious colleagues from around the world, take on unique challenges as a team, and make a real impact on the society. With an empowering culture, strong technology and extensive training opportunities, we help you accelerate your career - wherever you decide to go. Join our global team of 18,000 innovators and shape a tomorrow that is yours to own.

Learn more about life at Worldline at jobs.worldline.com

We are proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, gender expression, age, status as an individual with a disability, or any applicable legally protected characteristics.

Pursuant to the Article 24 sec. 6 of the Act of 14 June 2024 on the protection of whistleblowers, we inform you that Worldline Financial Services (Europe) S.A., a joint-stock company, Branch in Poland (hereinafter referred to as Worldline) is governed by the Regulations on the receipt of internal reports and taking follow-up actions (hereinafter referred to as the Regulations).

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