Credit Maintenance Intermediate Analyst

Job Description:

As a Credit Maintenance Intermediate Analyst at Citigroup, you will be a pivotal contributor to maintaining the accuracy and integrity of our critical credit systems. This intermediate-level position is responsible for the meticulous capture and recording of data pertaining to credit exposures, obligors, and facilities. You will be instrumental in safeguarding Citigroup's reputation and assets by ensuring robust data quality, monitoring credit exposure, identifying and escalating deficiencies, and proposing strategic solutions in alignment with our comprehensive credit policies.

Key Responsibilities:
* Operational Excellence: Effectively, accurately, and timely deliver the best service for the Bank's clients, upholding the highest standards of operational efficiency.
* Drive Internal Controls: Coordinate and actively manage Internal Control responsibilities across various control disciplines, with a primary focus on enhancing Risk Data Aggregation and Reporting within the Institutional Credit Management (ICM) organization.
* Lead Remediation Projects: Manage and contribute to global remediation projects, ensuring timely and effective resolution of data quality issues across credit products.
* Ensure Data Quality: Proactively manage business-as-usual tasks related to data quality for credit products, ensuring high standards and efficient operations.
* Root Cause Analysis: Investigate and diagnose the underlying causes of data quality problems, providing expert advice and recommending corrective actions.
* Collaborate for Success: Work seamlessly with cross-functional teams, including Operations - Services and Technology, to deliver efficient and timely solutions for complex issues.
* Data Interpretation & Strategy: Develop, analyze, and interpret data from risk systems to provide insightful comparable analyses, recommending strategic options and courses of action.
* Risk & Compliance Stewardship: Appropriately assess and mitigate risk in all business decisions, demonstrating unwavering commitment to the firm's reputation. Ensure strict compliance with applicable laws, rules, and regulations, adhere to company Policy, apply sound ethical judgment, and transparently escalate, manage, and report control issues.

Qualifications:
* Experience: 2-5 years of demonstrable experience in credit operations, data management, risk analysis, or a related field within financial services.
* Industry Acumen: Working knowledge of financial industry standards, best practices, and regulatory landscapes.
* Analytical Skills: Proven ability to analyze and interpret complex data, coupled with a working knowledge of various data analysis tools and methodologies.
* Problem-Solving: Strong analytical and problem-solving skills, with a proactive approach to identifying and resolving issues.
* Communication: Consistently exhibits clear, concise, and effective written and verbal communication skills.
* Collaboration: Ability to effectively collaborate with diverse teams and stakeholders.

Education:
* Bachelor's degree/University degree or equivalent professional experience.
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

What we can offer you:

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can include:

* Employer paid Defined Contribution Pension Plan contribution of 6% of employee's pensionable earnings (PPE Program)
* Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
* Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
* Employee Assistance Program financed by Employer
* Paid Parental Leave Program (maternity and paternity leave; statutory and 2 weeks additional paid paternity leave)
* Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential rates
* Additional benefits from Company's Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events
* Additional day off for volunteering
* Cafeteria/ flex benefit - a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform
* Opportunity to receive an annual discretionary incentive award
* Special offers and discounts for employees
* Copy and paste the URL below into a new tab on your web browser to view the Remuneration Regulations extract:
* https://tbcdn.talentbrew.com/company/287/cms/v3/docs/policies/RemunerationRegulations-KeyProvisions-CitibankEurope_plc_05012025_A.pdf

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day.  We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive. 

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities. 
#LI-AZ1

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Job Family Group:
Operations - Services
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Job Family:
Credit Maintenance
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Time Type:
Full time
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Primary Location Full Time Salary Range:
120 200,00 zł - 190 000,00 zł
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Most Relevant Skills
Please see the requirements listed above.
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Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
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This job opening is for an existing job vacancy.
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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View Citi's EEO Policy Statement and the Know Your Rights poster